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HomeConvertersSolar Panel Calculator

Solar Panel Calculator

Find out exactly how many solar panels your home needs. Enter your monthly electricity usage and state — get system size, number of panels, installed cost after the IRA 30% federal tax credit, payback period, and 25-year net savings. NREL PVWatts v8 sun hours for all 50 states.

Usage & location

Find on your electricity bill

Panel & battery

15
Panels needed
5.9 kW
System size
$12,390
Net cost (after ITC)
3.7 yrs
Payback period
100% offset$3,321/yr savings5.8 sun hrs/day9,340 lbs CO₂/yr offset
Monthly usage900 kWh
Annual usage10,800 kWh
Peak sun hrs/day5.8 hrs
System size5.93 kW-DC
Panels needed15
Panel area total323 sq ft
Annual production10,924 kWh
Offset100%
CO₂ offset9,340 lbs/yr
Equivalent trees195 trees/yr

Page types — explore all 5 axes

Axis 1/2Usage → Panels
e.g. 900 kWh/month in California
Axis 3State context
e.g. all panel types for Texas
Axis 4Panel comparison
e.g. mono vs bifacial
Axis 5Ranked by metric
e.g. all panels by efficiency
Axis 6Project presets
e.g. average home in California

How to calculate solar panel system size

Start with your annual kWh usage (monthly bill × 12). Divide by your state's peak sun hours per day (from NREL PVWatts v8) × 365 days × 0.86 system derate factor. That gives you the required system size in kW-DC. Divide by your panel's rated watts and round up to get panel count. For example, a 900 kWh/month home in California (5.8 sun hrs/day) needs: (900 × 12) ÷ (5.8 × 365 × 0.86) = 6.1 kW → 16 × 400W panels.

What is the IRA 30% solar tax credit?

The Inflation Reduction Act (2022) provides a 30% federal Investment Tax Credit (ITC) on the full installed cost of a residential solar system, including battery storage. This credit applies through 2032 and reduces dollar-for-dollar what you owe in federal income taxes. It is not a rebate — you must have sufficient tax liability to use it. Systems installed in 2024–2032 qualify at the full 30%.

Frequently asked questions

  • How many solar panels do I need for a 1,000 kWh/month home?▾

    It depends on your state's sun hours. In California (5.8 hrs/day): 6.5 kW system → 17 × 400W panels. In New York (4.0 hrs/day): 9.3 kW → 24 panels. In Arizona (6.5 hrs/day): 5.8 kW → 15 panels. This calculator handles all 50 states automatically.

  • What is the average cost of a solar system in 2024?▾

    Based on LBNL Tracking the Sun 2023 data, residential solar costs $2.50–$3.50/watt installed before incentives. A typical 8 kW system costs $20,000–$28,000 gross, or $14,000–$19,600 after the 30% ITC. Prices vary by installer, panel brand, and region.

  • How long is the solar payback period?▾

    Average US payback is 7–12 years. States with high electricity rates (California $0.30/kWh, Hawaii $0.44/kWh, Massachusetts $0.29/kWh) have shorter paybacks of 5–8 years. Low-rate states (Wyoming $0.11/kWh, Idaho $0.11/kWh) run 10–14 years.

  • What is a good solar panel efficiency?▾

    Standard monocrystalline panels run 19–22% efficiency. Polycrystalline is 16–18%. Premium panels (SunPower, REC Alpha) reach 22–23%. Higher efficiency means fewer panels needed for the same output — important when roof space is limited.

  • Do I need battery storage?▾

    Battery storage (e.g., Tesla Powerwall at 13.5 kWh) adds $10,000–$15,000 but qualifies for the same 30% ITC when installed with solar. It's most valuable in Hawaii (self-supply required), Florida (hurricane backup), and states moving away from net metering.

Data sources

NREL PVWatts v8
Peak sun hours by state
LBNL Tracking the Sun 2023
Installed cost benchmarks
EIA 2024
State electricity rates
IRS / IRA 2022
30% federal ITC through 2032
SEIA Q1 2024
Market data
DSIRE.org
State incentive programs
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